Free Credit Report FAQ

What information do I need to obtain my free credit report?

In order to obtain your free credit report, a consumer must provide their name, date of birth (DOB), address, and social security number. In some cases where the consumers have moved within the last two years, they may have to provide their pervious address. In addition to that, a consumer reporting company many ask you questions which only you will know. The question or questions may vary between consumer reporting companies, depending on the information each one has about you.

How frequently can I request for my free credit report during a 12 month period?

Each consumer can request for a free credit report once every 12 month period from any of the nationwide consumer credit reporting companies. This report may be requested by mail, phone, or by the internet.

How do I request to receive my free credit report?

TransUnion, Equifax, and Experian, the three largest American credit agencies, have come together to centralize consumer’s credit information by creating a website, address, and a toll-free telephone number where consumers can order their free credit report. To order your free credit report, consumers can visit annualcreditrepot.com, call 1-877-322-8228, or fill out the Annual Credit Report Request Form and main it to their Atlanta, Georgia office location.